First Home Buyers

Buying your first home is one of the most exciting and daunting times of your life. At Finance Engine, we can take you through each step to:

  • Explain the Pros and Cons of each product and help you work out your preferred way to start on your property journey
  • Give you an idea of how much you can afford to borrow
  • Help you get pre-approved so you can make offers with confidence
  • Review you're eligibility for any government grants
  • Talk through stamp duty and other charges and fees
  • Take care of all the paperwork for you
  • Answer all your questions, providing support all the way, 24 hours a day

Upsizing

Whether you are welcoming children into the world, telling them to move out, or simply re-assessing your situation, there's a lot to consider.

Searching for your next property will be much easier when you know how much you have to work with.

How we can help:

  • Review the structure and features you need for this next life phase
  • Advise you on how much equity you have and lending capacity
  • Deal with the lenders and negotiate on your behalf
  • Push the process along and ensure deadlines are met

Refinancing

We have access to a wide range of home loan products and will be able to compare hundreds of loans to find one that best suits your needs, and could save you money.

How we can help:

  • Illustrate various ways you could save money
  • See if you qualify for any refinancing cash back offers
  • Explain the process and take care of all the paperwork

 Property Investment

Whether you are a first-time investor or an experienced home owner, property investment can be a great way to build wealth.

Achieve your investment goals faster, with a qualified broker who can help by structuring your property portfolio for maximum benefits.

How we can help:

  • Find a loan that fits your specific strategic goals and profile
  • Help you to increase your borrowing capacity
  • Extend your interest only period
  • Find products that have bespoke offerings: high LVR, bridging finance
  • Suitable loan structures to support Property Development

Insurance

Finance Engine offer expert advice across all your insurance needs with our dedicated staff who specialise in your protection.

Mortgage Protection Insurance & Life Insurance

Finance Engine will ensure you are protected from a wide range of critical life events with our easy Mortgage Protection Plans.

Benefits include:

  • Living Benefit
  • Death and Terminal Illness Benefit
  • Involuntary Unemployed Benefit
  • Accidental Injury Benefit

Building, Home and Contents Insurance

At times of property damage or loss you will want to be confident you have the right policy in place. With so many options available, Finance Engine will explain in clear language the finer detail of your preferred policies.

  • Accidental damage
  • Complete replacement cover
  • Landlord Insurance- rental income and building
  • Itemised items coverage
  • Antique and Art collections
  • Rural insurance yards and outbuildings
  • Commercial Property – contents, fixtures, fittings, glass, windows, signs and showcases

Personal Loans

Whether you are looking to finance your car, go on holiday or renovate your home, we can find you a quick and easy personal loan.

Enjoy:

  • Competitive rates
  • Fast application and approval process
  • Simple and flexible payment structures

Green Energy Finance

Considering Green Energy solutions for your home and business has never been so important. Not only can it save you considerable money in the future but in some instances it is either cost neutral or cheaper than your energy bills to take a loan out to cover the purchase and installation of the solution.

You will receive:

  • Industry Green Energy interest rates
  • Fast turnaround
  • Savings modelling
  • Recommendations on reputable suppliers/installers from other Finance Engine clients
  • Satisfaction knowing you are both environmentally and fiscally responsible

Business Financing

For clients wanting to start a new business, purchase an existing business, expand their current business or obtain working capital.

  • Asset & Equipment Finance: Hire purchase, chattel mortgage, operating lease and novated lease
  • R & D investment
  • Business Expansion or diversification

Financial Planning

Finance Engine have partnering Financial Planners to help you set your financial goals and create a plan to achieve them by offering:

  • Wealth Creation and Management
  • Tax Strategies
  • Self managed Super funds
  • Retirement Planning

TESTIMONIALS

Niki has always worked hard to connect me with good opportunities. She has integrity, is trustworthy and will go out of her way to achieve the outcomes that her customers want.

Amanda Bradley

In all my dealings with Finance Engine, I have found them to offer straight forward, reliable, responsive and transparent service. I have been particularly impressed with their personal touch and have absolutely no hesitation in recommending them to both family and friends

Charles Slater

Niki is the ultimate professional. Highly skilled, a fantastic communicator and very passionate about meeting her client’s needs. It was a pleasure to work with Niki and she was always willing to go the extra mile. She’s incredibly skilled at finding solutions, managing conflict or difficult situations, resiliently persevering to get the best outcome.

Kylie Stephan