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Finance Engine is a bespoke business that helps you with all things Finance. Our clients' needs are at the centre of all we do. We aim to keep you informed and up to date with new opportunities. Most importantly, we work to find the right solutions during your journey on life's financial path.

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LATEST FROM THE BLOG

Mar 12, 2018

How redraw works and why it’s a handy loan feature

It’s one of the less glamorous home loan features, but the redraw facility deserves a second look. Here’s why: The redraw facility explained A redraw facility lets you make additional repayments to reduce your variable rate home loan balance and save on interest. If you pay more than your minimum scheduled repayments, then you’ll have […]

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Confused about home loan pre-approvals? Follow these four steps.

Ready to buy a property? You’ll need to show the seller you have enough money. For most people, this will mean getting a loan, and the first step to getting one is obtaining pre-approval for it. Pre-approval – also known as conditional approval or approval in principle – is an indication from a lender as […]

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Want to help your kids buy property? Here’s how.

The real estate market can be tough for young adults, but as a parent you may be able to lend a helping hand. We tell you how. 1.Parent-to-child loan A parent-to-child loan is when a parent lends their child money. This is a formal, legally binding arrangement, administered by an independent third party. At the […]

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What you can borrow or what you should borrow?

The amount you can borrow and the amount you should borrow are sometimes two very different things. Before you apply for a home loan, it makes sense to realistically assess your financial situation. Here’s how to do it. Understand your borrowing capacity Generally speaking, your borrowing capacity – what you can borrow – depends on […]

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Finding a home loan when you’re self-employed

There are many perks to working for yourself, but when it comes to applying for a home loan, it seems being your own boss sends up a red flag to banks and other lenders. Why? A salaried employee has a regular, steady income and is less likely to experience the cash flow volatility of a […]

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Mortgage offset accounts: Making your loan work for you

Savvy borrowers have an endgame in sight before they even apply for a home loan, and with the right mortgage offset account, they could win that game even more quickly. Home buyers usually focus on the here and now, not the distant future. Rather than the size of their loan balance in 10 or 20 […]

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TESTIMONIALS

Niki has always worked hard to connect me with good opportunities. She has integrity, is trustworthy and will go out of her way to achieve the outcomes that her customers want.

Amanda Bradley

In all my dealings with Finance Engine, I have found them to offer straight forward, reliable, responsive and transparent service. I have been particularly impressed with their personal touch and have absolutely no hesitation in recommending them to both family and friends

Charles Slater

Niki is the ultimate professional. Highly skilled, a fantastic communicator and very passionate about meeting her client’s needs. It was a pleasure to work with Niki and she was always willing to go the extra mile. She’s incredibly skilled at finding solutions, managing conflict or difficult situations, resiliently persevering to get the best outcome.

Kylie Stephan